932 County Road 198

Crane Hill, AL
$ 845,000 Beds 4 Baths 3 Sq 2,048 Virtual Tour
Monthly Estimate* How much can I afford?

Charming Smith Lake Home on YEAR ROUND DEEP WATER. Enjoy the best of lake living with the largest, all-aluminum, dock allowed. The dock features upper deck that has covered and open area, bottom deck has two boat slips with lift, two jet ski docks, swim pier and storage closet. Main level of the home offers open kitchen, eating and living area with soaring ceilings and cozy fireplace, two bedrooms, full bath and laundry room with convenient mudroom entrance and large storage closet. Upstairs features a private master retreat with full bath and loft. Finished daylight basement offers a spacious recreation room, huge fourth bedroom, third full bath and large storage room. Relax with lovely lake views from the screened porch or covered patio. Large open porch provides a spot to grill amazing meals while still enjoying views of the lake. Whether you are looking for a full-time residence, weekend getaway or income producing property this is the home for you.

Single Family

  • Price
  • $ 845,000
  • City
  • Crane Hill
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CULLMAN
  • Half Bathrooms
  • 0
  • Area
  • Smith Lake
  • Lot Size
  • 0.5 Acres
  • Zip
  • 35053
  • Sqr Footage
  • 2,048
  • Year Built
  • 2003
  • Style
  • MLS#
  • 21462153
Listed By: RealtySouth-Inverness Office
Data Source: Greater Alabama MLS (GALMLS)

Features

General

Heating Central (HEAT)
Cooling Central (COOL)
Laundry Y/N Yes
Development Status Existing
Fireplaces 1
Water Public Water
Status Active
Full Baths 3
Bathrooms 3
Year Built 2003
Subdivision SMITH LAKE
Water Heater Gas (WTRHTR)
View Lake/Water View
County Cullman
Class RESIDENTIAL
Type Single Family
FIPS Code 01043
Levels 1.5-Story
Status Active
Tax District COUNTY
Sale/Rent For Sale
ROOMS Bedroom (ROOM),Full Bath (ROOM),Kitchen (ROOM),Laundry (ROOM),Loft (ROOM),Master Bath (ROOM),Master Bedroom (ROOM),Play/Rec (ROOM)
Area Smith Lake
High School COLD SPRINGS
City CRANE HILL
Financing Cash,Conventional,FHA,VA
Elementary School HARMONY
Middle School COLD SPRINGS
Loft (Y/N) Yes
Legal Description .5 AC BEG NE 372 FROM INT N ROW CO RD 198 & W LN W2 SE4 NT ALG RD 50 NW 229 TO LAKE TH W ALG LAKE 87 SE 229 TO POB
DOM 25
Price Per Sq Ft Total AG 412.6

Interior Features

Interior Amenities None
Basement Full Basement
Basement Area 720
Beds 4
Floors Carpet,Hardwood,Tile Floor
LAUNDRY LOCATION Laundry (MLVL)
Kitchen Features Breakfast Bar
KITCHEN EQUIPMENT Cooktop-Gas,Dishwasher Built-In,Oven-Electric
Fireplace Type Gas (FIREPL)
Room 1 Kitchen
Room 10 Bedroom
Room 11 Play/Rec
Room 12 Full Bath
Room 2 Living
Room 3 Laundry
Room 4 Full Bath
Room 5 Bedroom
Room 6 Bedroom
Room 7 Master Bedroom
Room 8 Master Bath
Room 9 Loft

Exterior Features

Exterior Brick Over Foundation,Siding-Hardiplank
Foundation Basement
Waterfront Yes
Waterfront Name SMITH LAKE
Lot Size Area 0.5
Patio? Yes
Exterior Features Boat House Private,Dock Private
Pool? No
Patio Covered - (PATIO)
Flood Plain (Y/N) No
SEWER/SEPTIC Septic
Waterfront Footage 100
Parcel Access Public Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cullman, AL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harmony Elementary School
Middle School Cold Springs Middle School
High School Cold Springs High School

Price History

8/14/2026 Listed $850,000
8/28/2026 1% - $845,000

Property vs Zip Code Average in 35053

Price
AVG $970K
$850K
Year Built
AVG 2008
2003
Visits
AVG 7
30
Data Provided by Inside Real Estate®

932 County Road 198 Crane Hill, AL is a Single Family Home for sale at $845000 with 2048 sqft and a lot size of 0.5 Acres Acre(s). 932 County Road 198 Crane Hill has 4 bedrooms, 3 baths and was built in 2003. The property's zip code is 35053 which is in Crane Hill, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.